Welcome to our fall newsletter! As the season changes and 2025 begins to wind down, it’s a natual time to pause, reflect, and realign with your financial goals.

In this edition, you’ll find out latest Economic Commentary, highlighting how markets regained their footing in the third quarter-supported by easing inflation, lower interest rates, and a softer dollar-even as investors continue to navigate slower growth and ongoing political uncertainty. In Bill’s Brief, I share key insights from the evolving One Big Beautiful Bill Act (OBBBA) and what it could mean for your future planning. Last, you’ll also find some fun snapshots of our team beyond the office-we believe life out of work deserves to be celebrated, too.

On November 9, our team will join the Boca Raton Walk to End Alzheimer’s. We’re proud to support this important cause and hope to see many of you there.

If you haven’t already, be sure to sign up to text with us! It’s hte easiest way to receive quick appointment reminders and confirmations.

As always, we’re here to help you finish the year with clarity and confidence, and ot support your planning for the road ahead.

Warm regards,

Bill

Read the full Report