Spring is a season of renewal, and this year that message feels especially fitting. We’ve seen trade tensions roil stocks and had the sting of market losses test our patience. Yet just as the earth thaws and flowers push through, markets often find their footing after a correction. 

Between tariff headlines and uneven returns, it’s natural to feel uneasy.  The market does not like uncertainty and right now there is a lot of it.  In such volatile times, investors ought to focus on their long-range plans and things they can control.  They include checking that investments are still aligned with goals, harvesting losses on positions that are in the red and replacing with similar investments to reduce income taxes and converting losing positions in an IRA to a Roth IRA while the positions are down to reduce taxes on the conversion.

In this edition, you’ll find our latest Economic Commentary for Q1 2025 that describes how diversified portfolios outperformed, while large-cap U.S. growth stocks declined. Foreign stocks, natural resources and bonds provided stability amid rising market volatility driven by the threat of widespread tariffs.     

In the section called “Bill’s Brief”, we take a deep-dive into cash balance plans and how they allow high-earning business owners to make larger, tax-advantaged retirement contributions and rollover options.

We’re excited to share a new way to stay connected – you can now reach us via text for quick non-trade related questions and to schedule appointments.  More to follow in the coming days.

Lastly, our team has been keeping busy, both in and out of the office. Be sure to check out what we’ve been up to in the community and our personal lives!

We hope you find valuable insights in this edition. As always, thank you for the continued trust you place in me and my team as we help guide you toward lasting financial well-being.

Read the full Report